New York Electricians: Do You Need Workers Comp for 1 Employee? (2026)
Short Answer: Yes. New York law requires workers’ comp coverage for almost all employers, even if you have just one employee. There is no small business exemption. If you go uninsured, the state can fine you up to $2,000 for every 10 days you are without coverage, and your employee can sue you directly. If … Read more